Investment

Systematic Investment Plans

(SIP) Start small and grow big with disciplined monthly investments. SIPs are designed for long-term wealth creation.

Lumpsum Investments

Perfect for investors who wish to invest a larger amount at once to maximize growth potential.

Equity Funds

Invest in stock market–linked funds for higher returns with long-term growth potential.

Debt Funds

Safer investment avenues with predictable returns and lower risks.

Hybrid Funds

A smart combination of equity and debt for balanced growth and stability.

Demat Account

Securely hold, track, and manage all your shares and securities in digital form.

Futures & Options

Take advantage of advanced trading strategies for hedging, speculation, and maximizing returns.

Commodities Trading

Diversify your investments with commodities such as gold, silver, and energy products.

Unlisted Shares

Gain early access to high-potential companies before they are listed on the stock exchange.

Portfolio Management Services

Professionally managed portfolios tailored to your investment profile, objectives, and risk capacity.

Alternative Investment Funds

Exclusive high-growth opportunities for investors seeking to diversify into alternative asset classes.

Fixed Deposits (FD)

Safe and secure investment option with assured returns.

Bonds

Reliable investment that generates regular interest income while preserving capital.

Non-Convertible Debentures

Attractive interest rates with medium- to long-term investment benefits.

Access leading international stocks across the world’s top exchanges.

Benefit from exposure to global industries, currencies, and economies.

Grow your wealth by investing beyond geographical boundaries.

Gold ETFs (Exchange Traded Funds)

A secure and liquid alternative to physical gold. Enjoy the benefits of gold ownership without storage or safety concerns.

Transparent, convenient, and backed by real gold reserves.

Loans

Personal Loan

A Personal Loan is a quick and convenient way to meet your financial needs without pledging any security. It can be used for emergencies, weddings, travel, medical expenses, or debt consolidation. Pratham Capital offers personal loans with easy application and fast approval.

Home Loan

Our Home Loan solutions help you buy, construct, or renovate your dream home. With affordable interest rates and flexible repayment options, owning a home has never been easier. Whether it’s a new property or improvement of your existing one, we guide you every step of the way.

Car Loan / Used Car Loan

Finance your dream car or a reliable pre-owned vehicle with our Car Loan and Used Car Loan options. Quick approvals, flexible repayment terms, and competitive rates make it easier to drive home your vehicle without financial stress.

Education Loan

An Education Loan helps students and parents cover tuition fees, accommodation, travel, and other educational expenses. Whether studying in India or abroad, Pratham Capital ensures you have the funds needed for quality education.

Loan Against Property (LAP)

With a Loan Against Property (LAP), you can leverage your residential or commercial property to get funds for personal or business purposes. This secured loan provides higher loan amounts, lower interest rates, and longer repayment tenure compared to unsecured loans.

Insurance

Life Insurance

Secure your loved ones’ financial future with our comprehensive life insurance plans. Whether it is income replacement, long-term savings, or retirement planning, our policies ensure peace of mind and protection against life’s uncertainties.

Health Insurance

Medical expenses can be unpredictable and overwhelming. Our health insurance plans provide complete coverage for hospitalization, treatments, and medical emergencies, ensuring that you and your family receive the best healthcare without financial stress.

Motor Insurance

Protect your vehicle against accidents, theft, and damages with our reliable motor insurance. We offer policies that cover both two-wheelers and four-wheelers, providing financial security and compliance with legal requirements.

Travel Insurance

Enjoy stress-free journeys with our travel insurance solutions. From medical emergencies abroad to trip cancellations and lost baggage, our plans safeguard you against unexpected events while traveling, ensuring a smooth and worry-free experience.

Group Health Insurance

Provide your employees or group members with affordable healthcare coverage. Our group health insurance plans are designed to cover hospitalization, medical expenses, and wellness benefits, making it an ideal solution for companies and organizations.

Forex

Currency Exchange

We offer fast and hassle-free currency exchange services at competitive rates. Whether you are traveling abroad for business, education, or leisure, we ensure smooth conversions for all major currencies with transparency and reliability.

Forex & Travel Cards

Enjoy the convenience of carrying money safely with our Forex and Travel Cards. Designed for international travelers, these cards provide secure payments, easy reloading, and better exchange rates compared to carrying cash, making your trips stress-free.

Sending Money Internationally

Transfer funds across the globe with our trusted international money transfer services. Whether it is for family support, education, or business payments, we ensure your money reaches the destination quickly, securely, and at the best available rates.

Welcome to Pratham Capital

Your First Wealth Partner

At Pratham Capital, we believe that financial planning is the foundation of a secure and prosperous future. With our wide range of financial products and expert advisory services, we help individuals and businesses achieve their financial goals with confidence. From investments to insurance, from forex to wealth management – we provide complete solutions under one roof.